A payment gateway is a technology that enables businesses to accept online payments, including both fiat and cryptocurrency transactions. By connecting businesses to payment networks, payment gateways facilitate secure, fast, and efficient transactions for both merchants and customers, enabling the acceptance of digital assets like Bitcoin and Ethereum.
The best crypto payment gateway for businesses in 2026 is NOWPayments because it supports a wide range of cryptocurrencies, offers seamless integration with e-commerce platforms, and allows businesses to convert crypto payments into fiat instantly. This flexibility makes it a top choice for merchants looking to accept crypto payments and integrate crypto processing into their existing payment systems.
In 2026, selecting the right crypto payment gateway is essential for businesses that want to thrive in the growing crypto world. As cryptocurrency adoption continues to rise, choosing a trusted payment provider that supports a wide range of digital currencies and offers secure payment features is crucial. Additionally, fast transaction speeds and low fees are non-negotiable for businesses seeking to provide excellent user experience and reduce cryptocurrency volatility risks. In a year where digital payments are becoming the norm, selecting the best crypto payment solution will help businesses accept cryptocurrency payments efficiently, drive cross-border transactions, and meet the evolving needs of customers who prefer crypto over traditional payment methods.
Here's a list of payment gateways for crypto payments:
- NOWPayments
- Coinbase Commerce
- CoinsPaid
- ForumPay
- Plisio
What We Considered When Choosing the Best Payment Gateway: Our Selection Criteria
When selecting the best payment gateways for crypto payments, we aimed to create an unbiased comparison based on features that are essential for businesses in 2026. Our goal was to focus on attributes that directly influence the success and scalability of businesses using these payment gateways, ensuring relevance to the evolving crypto landscape.
Here are the three most relevant criteria for businesses accepting crypto payments:
- Supported Cryptocurrencies & Conversion: Essential for attracting a global or tech-savvy customer base by offering flexibility in payment options and simplifying crypto-to-fiat conversion.
- Integration & Developer Experience: Critical for businesses to deploy the solution quickly without heavy technical overhead, making sure the gateway integrates seamlessly with existing platforms.
- Fee Structure & Transparency: Directly impacts profitability and is a top concern for cost-conscious merchants, as unpredictable fees can hinder business growth.
The comparative table below summarizes how each gateway performs in these three decisive categories, which we will explore in detail for each provider, covering cryptocurrency support, auto conversion, and transaction fees.
|
Payment Gateway |
Cryptocurrency Support |
Autoconversion |
Transaction Fees |
|
NOWPayments |
~350+ coins (BTC,
ETH, USDT, many altcoins) |
Yes, instant
conversion to fiat |
0.5% single‑currency,
1% multi‑currency |
|
Coinbase Commerce |
~10+ major coins
(BTC, ETH, USDC, DAI, LTC) |
Yes, auto‑conversion
to fiat (USDC, USD) |
~1% per transaction |
|
CoinsPaid |
~20+ crypto &
40+ fiat options |
Yes, instant
conversion to fiat |
~1–1.5% (varies by
plan) |
|
ForumPay |
Multiple cryptos
via wallet system |
Yes, conversion
options available |
Fee based on plan,
blockchain fees apply |
|
Plisio |
~15+ coins (BTC,
ETH, USDT, LTC, etc.) |
Yes, auto
settlement and conversion available |
~0.5% per
transaction |
NOWPayments
NOWPayments is the best crypto payment gateway that helps businesses accept crypto payments in over 350 cryptocurrencies, including Bitcoin, Ethereum, and USDT. It offers a secure payment solution with low fees, ideal for businesses looking to accept crypto payments in digital currencies. NOWPayments also supports instant fiat settlement, allowing businesses to convert cryptocurrency transactions into fiat currencies like USD and EUR, reducing exposure to cryptocurrency volatility. This flexibility helps businesses scale by providing various payment options while maintaining high user experience standards.
Cryptocurrency Support. NOWPayments supports over 350 cryptocurrencies, including Bitcoin, Ethereum, and USDT, ensuring businesses can accept crypto payments from a wide range of digital asset holders. By accepting a wide range of crypto, businesses can attract customers across various markets, enhancing their global crypto payment services. The ability to accept multiple cryptocurrencies adds flexibility, giving customers a choice of payment methods for payments online. This option supports the growing demand for cryptocurrency acceptance and blockchain technology.
- Number of Currencies: 350+
- Stablecoins: ✅ 30+ (USDT, USDC, DAI, etc.)
Autoconversion. NOWPayments enables businesses to automatically convert crypto payments into fiat currencies such as USD or EUR, reducing the risks associated with cryptocurrency volatility. This feature ensures businesses can settle payments in their preferred fiat currencies while offering customers secure payment options. The ability to integrate crypto processing seamlessly into e‑commerce platforms gives merchants a payment solution that adapts to their financial needs. Instant conversion to fiat ensures businesses maintain steady cash flow, helping them elevate their business by removing the complexities of cryptocurrency payment processing.
- Auto Convert to Fiat: ✅ Yes
- Auto Convert to Crypto: ✅ Yes
- Conversion Time: Instant
- Conversion Fees: 1% (when converting to fiat)
Transaction Fees.
NOWPayments keeps transaction costs low, with a crypto payment processor fee of 0.5% for single‑crypto transactions and 1% for multiple cryptocurrencies. This transparent fee structure allows businesses to easily integrate cryptocurrency payment services into their payment systems without worrying about high costs. For businesses looking to accept crypto payments, NOWPayments offers a cost-effective payment method with no hidden charges. Its competitive fees make it an ideal choice for merchants to accept cryptocurrencies and digital payments.
|
Fee Type |
Amount |
|
Transaction Fee |
0.5–1% |
|
Setup Fee |
❌ None |
|
Monthly Fee |
❌ None |
Reasons Why NOWPayments is The Best Crypto Payment Gateway
NOWPayments is widely recognized as one of the best crypto payment gateways because it combines low fees, fast processing, and strong customer satisfaction into a single crypto payment solution that truly helps businesses scale. With a competitive transaction fee of around 0.5%, it offers a cost‑effective alternative to traditional payment methods, enabling merchants to accept crypto without heavy costs while still benefiting from secure payment infrastructure and blockchain‑powered digital payments. Transactions through NOWPayments are typically settled in just a few minutes, often under three, which boosts cash flow and operational efficiency by minimizing delays in payment processing and funds availability for businesses to withdraw or convert to fiat currencies like USD or EUR. The platform’s intuitive interface, seamless integration of crypto payments into e‑commerce platforms, and strong support reputation have positioned NOWPayments as a trusted choice for merchants who want to accept cryptocurrency payments reliably and efficiently in the evolving crypto world.
Coinbase Commerce
Coinbase Commerce is a well‑known crypto payment gateway from the trusted Coinbase brand, designed for businesses that want to accept crypto payments in popular cryptocurrencies like Bitcoin and Ethereum. The platform allows merchants to maintain full control over their crypto assets while offering secure payment solutions that are easy to integrate into their e-commerce platforms. Coinbase Commerce also supports auto-conversion to fiat currencies such as USDC, offering businesses stability and security amidst cryptocurrency volatility. With its robust security features and ease of use, it’s an excellent choice for businesses that want to accept cryptocurrency payments while benefiting from the established Coinbase ecosystem.
Cryptocurrency Support. Coinbase Commerce supports Bitcoin, Ethereum, Litecoin, USDC, DAI, and other well-established cryptocurrencies, making it a flexible option for businesses in the crypto world. By supporting multiple cryptocurrencies, the platform allows businesses to accept crypto payments from digital wallets globally. This broad selection also includes widely used stablecoins like USDC, enabling businesses to accept crypto payments without worrying about the volatility associated with other coins. The integration of blockchain and crypto wallet support makes Coinbase Commerce a trusted solution for digital payments.
- Number of Currencies: 10+
- Stablecoins: ✅ USDC, DAI
- Traditional Cards: ❌ Not supported
- Digital Wallets: ✅ Apple Pay, Google Pay
Autoconversion. Coinbase Commerce offers auto-conversion of crypto payments into fiat currencies like USDC or USD, reducing the risk of market fluctuations. This ensures that businesses can accept crypto payments without the worry of cryptocurrency volatility, offering a secure and stable payment solution. The conversion to fiat also allows businesses to access their funds immediately, making it an ideal solution for those who require instant payment settlement. By enabling instant conversion to fiat, Coinbase Commerce helps businesses to streamline payment processing.
- Auto Convert to Fiat: ✅ Yes (USDC, USD)
- Auto Convert to Crypto: ❌ Not supported
- Conversion Time: Instant
- Conversion Fees: 1% (on conversion to stablecoins)
Transaction Fees. Coinbase Commerce charges a 1% transaction fee on each crypto payment processed through the platform. This fee is competitive compared to other crypto payment gateways, and there are no additional monthly fees or setup fees. The transparent transaction fees ensure that businesses can effectively plan their budgets and incorporate crypto payment services into their existing payment systems. For businesses looking to accept crypto payments, this fee structure provides a cost-effective solution.
|
Fee Type |
Amount |
|
Transaction Fee |
1% |
|
Setup Fee |
❌ None |
|
Monthly Fee |
❌ None |
CoinsPaid
CoinsPaid is a cryptocurrency payment gateway that focuses on providing secure, scalable payment solutions for businesses. It supports over 20 cryptocurrencies, including Bitcoin and Ethereum, and offers crypto payment services with advanced security features. The platform also enables automatic crypto-to-fiat conversion, helping businesses mitigate cryptocurrency volatility and maintain stable cash flow. With robust compliance tools and a strong reputation in the market, CoinsPaid is an excellent option for businesses seeking a comprehensive and reliable payment solution.
Cryptocurrency Support. CoinsPaid offers a wide selection of cryptocurrencies, including Bitcoin, Ethereum, USDT, and several altcoins, giving businesses a broad spectrum of digital assets to accept crypto payments. This flexibility allows businesses to reach diverse markets, catering to the growing crypto world. CoinsPaid also supports stablecoins, allowing merchants to ensure stable revenue even during periods of cryptocurrency volatility. The ability to accept cryptocurrencies and manage crypto assets makes it an ideal choice for e-commerce platforms and global businesses.
- Number of Currencies: 20+
- Stablecoins: ✅ USDT, USDC
- Traditional Cards: ✅ Visa, Mastercard
- Digital Wallets: ✅ Apple Pay, Google Pay
Autoconversion. CoinsPaid offers an auto-conversion feature that automatically converts cryptocurrency payments to fiat currencies in real-time. This feature helps businesses avoid market fluctuations and ensures that payments are processed with minimal disruption. The conversion to fiat provides merchants with the ability to settle payments in their local currency, such as USD or EUR, further enhancing the business's ability to maintain financial stability. Auto-conversion ensures that businesses can focus on growing their operations instead of dealing with market uncertainty.
- Auto Convert to Fiat: ✅ Yes
- Auto Convert to Crypto: ✅ Yes
- Conversion Time: Instant
- Conversion Fees: 1% (when converting to fiat)
Transaction Fees. CoinsPaid’s transaction fees are between 1% and 1.5%, depending on the payment volume and type of cryptocurrency. These fees are transparent and competitive, offering businesses a cost-effective way to accept cryptocurrency payments while receiving crypto wallet payouts. There are no setup or monthly fees, making it an attractive option for businesses of all sizes. The clear and simple fee structure helps businesses integrate crypto payment processing seamlessly.
|
Fee Type |
Amount |
|
Transaction Fee |
1–1.5% |
|
Setup Fee |
❌ None |
|
Monthly Fee |
❌ None |
ForumPay
ForumPay is a crypto payment gateway that specializes in instant crypto-to-fiat conversion, providing businesses with a fast, secure way to accept crypto payments. It supports a wide range of cryptocurrencies, allowing merchants to reach a diverse customer base. ForumPay focuses on making crypto payments seamless for businesses by offering low fees and robust integration options. This payment solution is ideal for businesses looking for an easy way to integrate crypto payments while minimizing exposure to cryptocurrency volatility.
Cryptocurrency Support. ForumPay supports major cryptocurrencies like Bitcoin, Ethereum, Litecoin, USDT, and USDC, offering businesses the ability to accept cryptocurrency payments from a wide range of customers. The platform’s support for multiple cryptocurrencies ensures that businesses can cater to different market demands. By allowing cryptocurrency payments in stablecoins like USDT, ForumPay helps businesses avoid market volatility, while also offering flexibility in payment methods. ForumPay’s multi-crypto support ensures that businesses can stay ahead in the growing crypto world.
- Number of Currencies: Major cryptos
- Stablecoins: ✅ USDT
- Traditional Cards: ✅ Visa, Mastercard
- Digital Wallets: ✅ Apple Pay
Autoconversion. ForumPay enables auto-conversion of crypto payments into the merchant’s preferred fiat currency at the time of payment, allowing businesses to reduce the risks of cryptocurrency volatility. This real-time conversion to fiat helps businesses ensure steady cash flow and maintain financial stability. The platform's auto-conversion feature provides merchants with more predictable revenues by avoiding the fluctuations of crypto assets. Instant fiat settlement ensures that businesses can access funds quickly and securely.
- Auto Convert to Fiat: ✅ Yes
- Convert to: Local fiat
- Settlement: Instant
- Conversion Fees: Not specified but likely competitive
Transaction Fees. ForumPay offers transaction fees that are typically around 1%, making it an affordable option for businesses looking to accept crypto payments. These fees are competitive compared to traditional payment processors, and ForumPay does not charge any setup or monthly fees. The clear and transparent fee structure allows businesses to easily integrate crypto payment services into their payment systems. ForumPay’s low fees and simple structure make it a reliable choice for businesses in need of secure payment solutions.
|
Fee Type |
Amount |
|
Transaction Fee |
~1% |
|
Setup Fee |
❌ None |
|
Monthly Fee |
❌ None |
Plisio
Plisio is a crypto payment gateway that helps businesses accept crypto payments in over 15 cryptocurrencies, including Bitcoin, Ethereum, and Litecoin. It offers an affordable and easy-to-use payment solution with a focus on user experience and low fees. Plisio also features auto-conversion to fiat currencies, making it an ideal choice for businesses looking to accept cryptocurrency payments while avoiding cryptocurrency volatility. Its transparent pricing and quick integration process make it an excellent option for businesses new to crypto processing.
Cryptocurrency Support. Plisio allows businesses to accept cryptocurrency payments in over 15 supported cryptocurrencies, including Bitcoin, Ethereum, USDT, and Litecoin. This broad selection ensures that businesses can cater to a diverse set of customers who prefer using different crypto assets. By supporting stablecoins like USDT, Plisio helps businesses maintain stable revenue streams amidst cryptocurrency volatility. Its flexibility in supporting both cryptocurrencies and digital wallets makes it a versatile choice for businesses looking to integrate crypto payments into their operations.
- Number of Currencies: 15+
- Stablecoins: ✅ USDT
- Traditional Cards: ❌ Not supported
- Digital Wallets: ✅ Apple Pay, Google Pay
Autoconversion. Plisio’s auto-conversion feature allows businesses to automatically convert crypto payments into fiat currencies like USD, EUR, and others, helping them avoid the risks of cryptocurrency volatility. This feature ensures that businesses can maintain financial stability while receiving payments in their preferred currency. The real-time conversion to fiat ensures quick settlement of payments, providing businesses with more predictable cash flow. The ability to automatically convert crypto into fiat ensures that businesses elevate their payment systems without worrying about market fluctuations.
- Auto Convert to Fiat: ✅ Yes
- Auto Convert to Crypto: ✅ Yes
- Conversion Time: Instant
- Conversion Fees: 1% (when converting to fiat)
Transaction Fees. Plisio charges low transaction fees of about 0.5%, making it one of the most cost-effective crypto payment gateways. These fees help businesses save on payment processing costs while still offering a reliable solution for cryptocurrency transactions. There are no hidden fees, setup charges, or monthly costs, making Plisio an affordable option for businesses looking to accept crypto payments. Its affordable pricing structure and transparent fee model provide businesses with a simple way to integrate crypto payments into their system without breaking the bank.
Conclusion
In conclusion, we have analyzed the leading crypto payment gateways, such as NOWPayments, Coinbase Commerce, CoinsPaid, ForumPay, and Plisio, each offering unique features for businesses. After examining their support for cryptocurrency payments, transaction fees, autoconversion, and integration tools, NOWPayments stands out as the best choice for businesses in [specified niche or country]. With its competitive 0.5% transaction fee, wide range of supported cryptocurrencies, fast processing speeds, and auto-conversion to fiat, NOWPayments provides a cost-effective, reliable, and efficient payment solution that helps businesses avoid cryptocurrency volatility and streamline their payment processing. Its user-friendly interface and exceptional customer support further solidify its position as the optimal solution for forward-thinking businesses looking to integrate crypto payments and stay ahead in the evolving digital economy.
